Southeast · TN
Water damage & mold help in Tennessee
Tennessee has had several deadly floods. The May 2010 Nashville flood submerged neighborhoods along the Cumberland River, and an August 2021 flash flood devastated Waverly. Tornadoes, including the March 2020 Nashville tornado, damage roofs and expose homes to rain. Humidity and crawlspace construction make mold common.
- Climate
- Humid summers, cool winters, frequent severe storms and flash flooding.
- Partner coverage
- 786 ZIPs in 556 communities
Main water, mold and storm risks in Tennessee
Flash and river flooding
Heavy rain on hilly terrain floods creeks and rivers quickly, from Nashville to rural Middle Tennessee.
Tornadoes
Spring and late-fall storms bring tornadoes and straight-line winds across the state.
Crawlspace mold
Humid crawlspaces under older homes grow mold and damage subfloors.
Ice storms and freezes
Occasional ice storms and hard freezes knock out power across Tennessee and freeze pipes in crawlspaces and exterior walls.
Tennessee at a glance
- Housing
- Crawlspaces and basements are both common, with fast-growing suburbs around Nashville and Knoxville adding many newer slab and basement homes.
- Contractor licensing
- Tennessee requires contractors on projects of $25,000 or more to be licensed by the Board for Licensing Contractors. Home improvement work in some counties needs a separate home improvement license.
- Restoration coverage
- Restoration partners currently bid on 752 Tennessee ZIP codes (LeadSmart coverage data, 2026-10-05).
- Availability
- Fast call-back during business hours
Seasonal prevention checklist for Tennessee
Spring storm season
Know your tornado plan, and review flood coverage if you're near a creek or river.
Summer
Run dehumidifiers in crawlspaces and basements.
Before winter
Insulate crawlspace pipes.
Restoration services in Tennessee
Water damage
Mold removal
Fire & smoke damage
Sewage & biohazard
Cities in Tennessee
Partner coverage also includes Antioch, Hermitage, Joelton, Madison, Old Hickory, Whites Creek, Cordova, Hixson, and other communities. If your town isn't listed, send a request with your ZIP.
Tennessee questions
Does homeowners insurance cover flood damage in Tennessee?
No. Flood requires an NFIP or private flood policy. In 2010, many Nashville homes that flooded were outside high-risk zones.
How do I verify a Tennessee contractor?
Search the Tennessee Board for Licensing Contractors, and ask about home improvement licensing if your county requires it.
Helpful guides
Neighboring states
Water, mold or fire damage in Tennessee? Get the right crew on it.
One call connects you with an independent restoration company that serves your ZIP code. Fast call-back during business hours.